A driver accuses Xiaoyu of scraping his door. She suggests going to look at the cameras.
The other driver
这是你的车吧？你把我的车门刮了。
Zhè shì nǐ de chē ba ? Nǐ bǎ wǒ de chē mén guā le.
This is your car, is it not? You have scraped my door.
Xiaoyu
我刚停好。请问是哪儿？
Wǒ gāng tíng hǎo. Qǐngwèn shì nǎr ?
I have only just parked. Whereabouts, may I ask?
The other driver
你看这一条，从前面一直到后面。
Nǐ kàn zhè yī tiáo, cóng qiánmiàn yīzhí dào hòumian.
Look at this mark, it runs from front to back.
Xiaoyu
我看到了。可是这个地方，我的车碰不到。
Wǒ kàndào le. Kěshì zhè gè dìfang, wǒ de chē pèng bù dào.
I can see it. But my car cannot reach that spot.
The other driver
那你说是谁？
Nà nǐ shuō shì shéi ?
Then who was it, in your view?
Xiaoyu
停车场有监控。我们一起去看一下。
Tíngchēchǎng yǒu jiān kòng. Wǒmen yīqǐ qù kàn yīxià.
The car park has cameras. Let us go and look together.
The other driver
看监控还要找保安，麻烦。
Kàn jiān kòng hái yào zhǎo bǎo ān, máfan.
Looking at the cameras means finding the guard, it is a nuisance.
Xiaoyu
不麻烦。就在门口，十分钟的事。
Bù máfan. Jiù zài ménkǒu, shí fēnzhōng de shì.
Not at all. It is right by the entrance, a ten-minute matter.
The other driver
好吧。要是真的是你，怎么办？
Hǎo ba. Yàoshi zhēn de shì nǐ, zěnme bàn ?
All right. And if it does turn out to be you, what then?
Xiaoyu
是我的话，我就报保险，钱由保险公司出。
Shì wǒ de huà, wǒ jiù bào bǎoxiǎn, qián yóu bǎoxiǎn gōngsī chū.
If it is me, I file with my insurer and the insurance company pays.
The other driver
那要等多久？
Nà yào děng duō jiǔ ?
And how long does that take?
Xiaoyu
拍几张照片，今天就能报。修的时间看店。
Pāi jǐ Zhāng zhàopiàn, jīntiān jiù néng bào. Xiū de shíjiān kàn diàn.
A few photographs and it is filed today. How long the repair takes depends on the garage.
The other driver
那先去看监控吧。
Nà xiān qù kàn jiān kòng ba.
Then let us go and see the cameras first.
我的车碰不到: my car cannot touch there. The complement 到 marks the goal being reached, and its negative in 不 says the reach falls short. It is not a refusal nor a personal inability, but a physical impossibility, which is exactly Xiaoyu's argument. Compare 看不到 (out of sight) and 买不到 (not to be found in the shops).
十分钟的事: a ten-minute matter. The turn quantity + 的事 plays a task down and slips in everywhere in speech: 两句话的事, 一趟的事. It is lighter than 只要十分钟, and serves precisely to disarm an objection of convenience, as here.
报保险 means to file a claim. In China a bump with no injuries is almost always settled by photographs and an online declaration, with no paper report and no police involvement. The sentence 钱由保险公司出 ends most car-park disputes, because it takes the money out of the argument.
