Level B · Elementary

Opening a bank account

Xiaoyu opens a bank account. It takes a passport, a form, and knowing how to say you do not understand.

What you learn to do

  • asking to open an account
  • following instructions at a counter
  • saying you cannot read what is written
  • asking for a bank card
  1. Xiaoyu

    银行账户

    Nín hǎo, wǒ xiǎng kāi yī gè yínháng zhànghù.

    Hello, I would like to open a bank account.

  2. The bank clerk

    护照

    Hǎo de. Hùzhào dài lái le ma ?

    Very good. Have you brought your passport?

  3. Xiaoyu

    Dài lái le, gěi nín.

    I have, here it is.

  4. The bank clerk

    然后下面名字

    Qǐng nín xiān tián zhè Zhāng biǎo, ránhòu zài xiàmian qiān míngzi.

    Please fill in this form first, then sign at the bottom.

  5. Xiaoyu

    什么

    Zhè lǐ yào xiě shénme ? Wǒ kàn bù dǒng.

    What goes in here? I cannot read it.

  6. The bank clerk

    地址电话现在地方

    Shì dìzhǐ hé diànhuà. Xiě nín xiànzài zhù de dìfang jiù xíng.

    The address and phone number. Just put where you live now, that will do.

  7. Xiaoyu

    银行卡

    Hǎo le. Wǒ hái xiǎng bàn yī Zhāng yínhángkǎ.

    Done. I would also like a bank card.

  8. The bank clerk

    可以今天多少

    Kěyǐ. Nín jīntiān yào cún duōshao qián ?

    Of course. How much would you like to deposit today?

  9. Xiaoyu

    五百手机

    Xiān cún wǔbǎi. Shǒujī shàng yě néng yòng ma ?

    Five hundred to start with. Does it work on the phone as well?

  10. The bank clerk

    以后手机可以付款

    Néng. Kǎ bàn hǎo yǐhòu, shǒujī shàng yě kěyǐ fùkuǎn.

    It does. Once the card is issued, you can pay with your phone too.

  11. Xiaoyu

    谢谢

    Tài hǎo le, xièxie nín.

    That is wonderful, thank you.

Vocabulary to remember

  • 账户 zhànghù account (bank, online)
  • 护照 hùzhào passport
  • tián to fill in, to fill up
  • biǎo watch, form
  • qiān to sign, label
  • 地址 dìzhǐ address
  • bàn to handle, to see to
  • 银行卡 yínhángkǎ bank card
  • cún to keep, to deposit
  • 付款 fùkuǎn to pay a sum, to make a payment

Language points

办, the verb for every piece of officialdom

办 does not translate as a single English word: 办卡 is to get a card issued, 办护照 to obtain a passport, 办手续 to complete formalities. Whenever a document passes from a counter to you, it is 办. Used alone, 你办吧 means "you see to it", which is what the official says as he pushes the file back at you.

看不懂 is not 不看懂

看不懂 says you are looking and the sense is not arriving; it is the form to use in front of a form. The positive is 看得懂. It has two useful neighbours at the same counter: 听不懂, I cannot make it out by ear, and 看不见, I cannot see it. The second word says each time which sense is failing.

先…然后…: the order of things

先 marks the first step, 然后 the next, and both go before their verb, never at the head of the sentence as English would put "first". 请您先填表,然后签名字: the form first, then the signature. When the second step follows immediately you use 再 rather than 然后: 先填,再签.

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